Treasury Concepts
As a treasurer, managing cash is a primary responsibility, regardless of the size and industry of your company. On top of that, treasury works with the rest of the business to manage cashflow and efficiency and risks.
We have prepared a series of treasury concepts that may benefit your business. Whether you are looking to expand internationally, set up a treasury centre or shared service centre, or simply manage liquidity more effectively, these treasury management techniques will provide new perspectives on optimising cash management.
Click on a concept to find out what it is about, why it is important and how you can employ it in your business. You can also go to Treasury Prism to simulate these treasury and cash management solutions in real-time.
Interest Optimisation
Maximise your interest yield from for your balances held with the bank. Read More
Receivables management
Receivables is a key component of working capital management, and there are a wide range of solutions to facilitate efficient management of... Read More
Notional Pooling
Cash balances in different accounts are notionally offset to derive the net balance, which is then used to calculate interest. Read More
Intercompany loans
Similar to bank loans, intercompany loans refer to lending between entities within the same group. Read More
Treasury Centres
A centralised treasury is one way to reduce the tax burden, centralise risk management, improve liquidity and enhance yield on cash. Read More
Sweeping/ Zero Balance Account (ZBA)
ZBA are checking accounts with zero balances where funds are physically swept to eliminate excess balances and maintain greater control ove... Read More
Payment Factory
A centralised management of payments for the organisation to drive greater visibility, control and efficiency in the execution process. Read More
Foreign Exchange Controls
Some markets may have restrictions on the use of local or foreign currency for trading and cross-border transactions. Read More
Foreign Exchange Risk Management
Foreign exchange risk is the most common form of market price risk managed by treasurers. Read More
Transitioning from paper to electronic and instant payments
Instant payments present opportunities for businesses to reduce risks and improve competitiveness. Read More
Risk Management
Risk management is a critical element for treasury as risks can result in positive or negative implications for the business. Read More
Multilateral Payment Netting
A streamlined settlement process between multiple parties where transactions are summed. Read More
Cash Management
Cash management is the process of collecting, making payments and managing cashflow and investments. Treasurers are responsible for achievi... Read More
In-house Banks (IHB)
In-house banks provide corporate treasurers with another method of centralising and consolidating their business. Read More
Treasury Tax Management
Tax is an important consideration in treasury and cash management optimisation. Read More